:root{--p:#1d4f5e;--p2:#143a46;--ps:#e7f0f1;--a:#a8461a;--a2:#8a3712;--as:#f6e8dc;--bg:#faf7f2;--card:#fff;--t:#1d2a30;--m:#4f5d64;--l:#e4ddd1;--ok:#2c6a3d;--oks:#e5f1e7;--r:18px;--sh:0 1px 2px rgba(40,30,20,.05),0 8px 24px rgba(40,30,20,.07)}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font:19px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--t);background:var(--bg)}
h1,h2,.serif{font-family:Georgia,"Times New Roman",serif;font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(1.85rem,4.6vw,2.9rem);line-height:1.12;margin:.2em 0 .35em;color:var(--p2)}
h2{font-size:clamp(1.45rem,3vw,1.9rem);line-height:1.2;margin:2.2em 0 .6em;color:var(--p2)}h3{line-height:1.3;font-size:1.15rem}
a{color:var(--p);text-underline-offset:3px}a:hover{color:var(--a)}:focus-visible{outline:3px solid var(--a);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:10px 14px;z-index:20}
.w{max-width:1180px;margin:0 auto;padding:0 20px}
header{background:rgba(255,255,255,.96);border-bottom:1px solid var(--l);position:sticky;top:0;z-index:10}
header .w{display:flex;flex-wrap:wrap;gap:6px 24px;align-items:center;justify-content:space-between;padding:10px 20px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.05rem;color:var(--p2);text-decoration:none;line-height:1.15}.logo small{display:block;font-weight:600;color:var(--m);font-size:.78rem}
.logo svg{width:38px;height:38px;flex:none}
nav{display:flex;gap:4px 18px;flex-wrap:wrap}nav a{font-size:16.5px;text-decoration:none;font-weight:650;color:var(--t);padding:6px 2px}nav a:hover{color:var(--a);text-decoration:underline}
@media(max-width:760px){header .btn{display:none}header{position:static}nav{width:100%;flex-wrap:nowrap;overflow-x:auto;gap:18px;padding-bottom:2px}nav a{white-space:nowrap}}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:50px;background:var(--a);color:#fff!important;font-weight:700;padding:12px 22px;border-radius:12px;text-decoration:none;border:0;font:inherit;font-weight:700;cursor:pointer;line-height:1.2}
.btn:hover{background:var(--a2)}.btn.sec{background:#fff;color:var(--p)!important;border:2px solid var(--p)}.btn.sec:hover{background:var(--ps)}.btn.ghost{background:transparent;color:var(--p)!important;border:0;padding-left:4px;padding-right:4px;text-decoration:underline}
.btn[disabled]{background:#77838a;cursor:not-allowed}
main{padding:14px 0 56px}.crumb{font-size:15.5px;color:var(--m);margin:6px 0}.crumb a{color:var(--m)}
.lead{font-size:clamp(1.08rem,2vw,1.22rem);color:#33434a;max-width:60ch}
.hero{display:grid;gap:28px;grid-template-columns:1fr;align-items:start;padding:8px 0 4px}
@media(min-width:960px){.hero{grid-template-columns:1.1fr 1fr;gap:48px;padding-top:20px}}
.hero-ill{width:100%;max-width:440px;height:auto;display:block;margin:18px 0 0}@media(max-width:959px){.hero-ill{display:none}}
.trustbar{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:12px;list-style:none;padding:0;margin:26px 0 0}
.trustbar li{display:flex;gap:12px;align-items:flex-start;background:#fff;border:1px solid var(--l);border-radius:14px;padding:14px 16px;font-size:16.5px;line-height:1.4}
.trustbar svg{width:28px;height:28px;flex:none;color:var(--ok)}.trustbar b{display:block;font-size:17px}
.panel{background:var(--card);border:1px solid var(--l);border-radius:var(--r);padding:22px;box-shadow:var(--sh)}
.form{border-top:6px solid var(--a)}.form h2{margin:0 0 4px;font-size:1.45rem}
.prog{display:flex;gap:6px;margin:14px 0 4px}.prog span{flex:1;height:8px;border-radius:8px;background:var(--l)}.prog span.on{background:var(--a)}
.steplbl{font-size:15.5px;color:var(--m);font-weight:600;margin:0 0 6px}
fieldset{border:0;padding:0;margin:0 0 14px;min-width:0}legend{font-weight:700;font-size:1.08rem;margin-bottom:8px;padding:0}
label{display:block;font-weight:650;margin:10px 0 5px}input,select,textarea{width:100%;font:inherit;padding:12px 14px;border:2px solid #a9b4b9;border-radius:12px;background:#fff;color:var(--t);min-height:52px}
input:focus,select:focus,textarea:focus{border-color:var(--p);outline:3px solid #9cc3cc;outline-offset:0}
.hint{font-weight:400;color:var(--m);font-size:15.5px}
.opts{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.opt{position:relative;margin:0}.opt input{position:absolute;opacity:0;width:1px;height:1px;min-height:0}
.opt span{display:flex;align-items:center;gap:10px;min-height:58px;border:2px solid var(--l);border-radius:14px;padding:10px 12px;font-weight:600;background:#fff;cursor:pointer;line-height:1.25;font-size:17px}
.opt span svg{width:34px;height:34px;flex:none;color:var(--p)}
.opt input:checked+span{border-color:var(--p);background:var(--ps);box-shadow:inset 0 0 0 1px var(--p)}.opt input:focus-visible+span{outline:3px solid var(--a);outline-offset:2px}
.opt span:hover{border-color:#9db3b9}
.navrow{display:flex;gap:10px;justify-content:space-between;align-items:center;margin-top:8px}.navrow .btn{flex:1}
.err{color:#9b1c1c;font-weight:650;font-size:16px;min-height:1.2em;margin:6px 0 0}
.check{display:flex;gap:10px;align-items:flex-start;font-weight:500;font-size:16px}.check input{width:24px;height:24px;min-height:0;flex:none;margin-top:2px}
.note{font-size:15.5px;color:var(--m)}
.box{background:var(--ps);border-left:5px solid var(--p);padding:16px 20px;border-radius:12px}.warn{background:#fdf3e3;border-left-color:#a86a0a}
.sec-band{background:#fff;border-top:1px solid var(--l);border-bottom:1px solid var(--l);margin:40px 0;padding:8px 0 36px}
.grid3{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.price{display:flex;gap:14px;align-items:flex-start}.price svg{width:52px;height:52px;flex:none;color:var(--p)}
.price .big{font-family:Georgia,serif;font-size:1.5rem;font-weight:700;color:var(--p2);display:block;line-height:1.2;margin:2px 0}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}
.steps li{background:#fff;border:1px solid var(--l);border-radius:var(--r);padding:20px 20px 18px 74px;position:relative;min-height:96px}
.steps li:before{counter-increment:s;content:counter(s);position:absolute;left:20px;top:18px;width:40px;height:40px;border-radius:50%;background:var(--as);color:var(--a2);font:700 1.2rem Georgia,serif;display:flex;align-items:center;justify-content:center}
.types{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));list-style:none;padding:0}
.types a{display:flex;flex-direction:column;gap:6px;height:100%;background:#fff;border:1px solid var(--l);border-radius:var(--r);padding:18px;text-decoration:none;color:var(--t);box-shadow:var(--sh)}
.types a:hover{border-color:var(--p)}.types svg{width:56px;height:56px;color:var(--p)}.types b{font-size:1.1rem;color:var(--p2)}.types span{font-size:15.5px;color:var(--m)}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:18px;padding:0;list-style:none;margin:16px 0}
@media(max-width:400px){.cards{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--l);border-radius:var(--r);padding:20px;display:flex;flex-direction:column;gap:10px;box-shadow:var(--sh)}
.card h3{margin:0;font-size:1.22rem}.card h3 a{text-decoration:none;color:var(--p2)}.card h3 a:hover{text-decoration:underline}
.card .loc{margin:0;font-size:16px;color:var(--m)}
.badge{display:inline-block;background:var(--oks);color:var(--ok);border-radius:20px;padding:2px 10px;font-size:14.5px;font-weight:700;margin-left:4px;vertical-align:middle}
.tl{display:flex;flex-wrap:wrap;gap:6px;list-style:none;padding:0;margin:0}
.tl li{display:inline-flex;align-items:center;gap:6px;background:var(--ps);color:var(--p2);border-radius:10px;padding:4px 10px 4px 6px;font-size:15px;font-weight:600}
.tl svg{width:22px;height:22px}
.facts{display:grid;grid-template-columns:auto 1fr;gap:4px 14px;margin:0;font-size:16.5px}.facts dt{color:var(--m)}.facts dd{margin:0;font-weight:600}
.na{color:#6b767c;font-weight:400;font-style:italic}
.card .acts{margin-top:auto;display:flex;gap:10px;flex-wrap:wrap;align-items:center;padding-top:6px}.card .acts .btn{min-height:46px;padding:10px 16px;font-size:17px}
.chips{display:flex;flex-wrap:wrap;gap:10px;padding:0;list-style:none}.chips a{display:inline-block;background:#fff;border:2px solid var(--l);border-radius:24px;padding:8px 16px;text-decoration:none;font-weight:650;color:var(--p2)}.chips a:hover{border-color:var(--p)}
.tw{overflow-x:auto;background:#fff;border:1px solid var(--l);border-radius:14px}table{border-collapse:collapse;width:100%;font-size:16.5px}
th,td{border-bottom:1px solid var(--l);padding:11px 12px;text-align:left;vertical-align:top}thead th{background:#f3eee6;position:sticky;top:0}
td.c{text-align:center}.y{color:var(--ok);font-weight:800}
.filters{display:flex;flex-wrap:wrap;gap:12px;align-items:end;margin:14px 0;background:#fff;border:1px solid var(--l);border-radius:var(--r);padding:16px}
.filters label{margin:0;font-size:16px}.filters select{width:auto;min-width:160px;min-height:48px;padding:8px 12px}.filters .cnt{margin:0 0 6px auto;font-size:17px}
.tool{background:#fff;border:1px solid var(--l);border-top:6px solid var(--p);border-radius:var(--r);padding:22px;margin:22px 0;box-shadow:var(--sh)}
.tool h2{margin-top:0}.out{font-size:1.2rem;font-weight:700;color:var(--p2);min-height:1.5em}
.res{background:var(--ps);border-radius:14px;padding:16px 18px;margin-top:10px}
details{background:#fff;border:1px solid var(--l);border-radius:14px;padding:14px 18px;margin:10px 0}summary{font-weight:700;cursor:pointer;color:var(--p2)}
.sticky{position:fixed;left:0;right:0;bottom:0;background:#fff;border-top:1px solid var(--l);padding:10px 16px;display:flex;justify-content:center;z-index:9;box-shadow:0 -4px 16px rgba(0,0,0,.06)}
.sticky .btn{width:100%;max-width:520px}@media(min-width:960px){.sticky{display:none}}body{padding-bottom:76px}@media(min-width:960px){body{padding-bottom:0}}
footer{background:var(--p2);color:#e9f1f2;padding:36px 0;font-size:16px}footer a{color:#fff}footer .cols{display:grid;gap:22px;grid-template-columns:repeat(auto-fill,minmax(220px,1fr))}footer ul{list-style:none;padding:0;margin:0}footer li{margin:4px 0}
.upd{display:inline-block;background:var(--oks);color:var(--ok);border-radius:20px;padding:2px 12px;font-size:15px;font-weight:700}
.kv{display:grid;grid-template-columns:minmax(150px,220px) 1fr;gap:0;border:1px solid var(--l);border-radius:var(--r);background:#fff;overflow:hidden}
.kv dt,.kv dd{margin:0;padding:12px 16px;border-bottom:1px solid var(--l)}.kv dt{background:#f7f3ec;font-weight:650;color:var(--m)}
@media(max-width:560px){.kv{grid-template-columns:1fr}.kv dt{border-bottom:0;padding-bottom:2px}}
.vis{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
[hidden]{display:none!important}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@media print{header,footer,.sticky,.form{display:none}}
.card h2,.card h3{margin:0;font-size:1.22rem;line-height:1.25}
@media(max-width:560px){.filters{display:grid;grid-template-columns:1fr 1fr;gap:10px;padding:12px}.filters select{width:100%;min-width:0}.filters .cnt{grid-column:1/-1;margin:0}.hero .btn.sec{display:none}}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.ctas{display:flex;gap:10px;flex-wrap:wrap}.m0{margin:0}.small{font-size:16px}.qlbl{margin:12px 0 6px;font-weight:650}.foot-note{margin-top:2.5em}.mt{margin-top:18px}
.kurz{background:#fff;border:1px solid var(--l);border-left:6px solid var(--ok);border-radius:var(--r);padding:18px 22px;margin:24px 0;box-shadow:var(--sh)}
.kurz .kl{margin:0 0 6px;font-weight:800;text-transform:uppercase;letter-spacing:.06em;font-size:14px;color:var(--ok)}.kurz ul{margin:0 0 6px;padding-left:1.1em}.kurz li{margin:4px 0}
.byline{font-size:15px;color:var(--m);margin:-4px 0 8px}
.eyebrow{margin:8px 0 0;font-size:14px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--a2)}
.phead{display:grid;gap:22px;align-items:start}@media(min-width:960px){.phead{grid-template-columns:1.5fr 1fr}}
.pcta{border-top:6px solid var(--a)}.pcta .btn{width:100%;margin:6px 0 10px}
.hl{list-style:none;padding:0;margin:20px 0;display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:10px}
.hl li{background:#fff;border:1px solid var(--l);border-radius:14px;padding:12px 14px;display:flex;flex-direction:column}.hl span{font-size:14px;color:var(--m)}.hl b{font-size:1.1rem;color:var(--p2)}
.ticks{list-style:none;padding:0}.ticks li{position:relative;padding-left:30px;margin:8px 0}.ticks li:before{content:"✓";position:absolute;left:4px;color:var(--ok);font-weight:800}
.srcl li{margin:4px 0;word-break:break-word}
.filters .srch{flex:1 1 220px}.filters .srch input{min-height:48px;padding:8px 12px}
@media(max-width:560px){.filters .srch,.filters [data-reset]{grid-column:1/-1}}
.sticky{gap:10px}.sticky .btn.sec{flex:0 0 auto;width:auto;padding:12px 16px}
table tbody tr:nth-child(even){background:#fcfaf6}
.card{transition:border-color .15s,box-shadow .15s}.card:hover{border-color:#bfcfd3;box-shadow:0 2px 4px rgba(40,30,20,.06),0 14px 32px rgba(40,30,20,.1)}